Discount rate calculator and Discounted Present Value (DPV)

The calculated DPV and the corresponding annual and monthly payments

The amortization table of future value

Year IDYearValue changed since previous year due
to
annual discount rate of 6%
Total value
2039N/A100,000.00
12038−5,660.3894,339.62
22037−5,339.9888,999.64
32036−5,037.7283,961.93
42035−4,752.5679,209.37
52034−4,483.5574,725.82
62033−4,229.7670,496.05
72032−3,990.3466,505.71
82031−3,764.4762,741.24
92030−3,551.3959,189.85
102029−3,350.3755,839.48
112028−3,160.7352,678.75
122027−2,981.8249,696.94
132026−2,813.0346,883.90
142025−2,653.8144,230.10
152024−2,503.5941,726.51

Calculate how much is your money worth in today's prices, i.e. the money's discounted present value, should you decide not to use this money now to purchase goods and services for certain number of years, taking into the account the money's annual inflation or discount rate. You can also use this present value calculator to ascertain whether it makes sense for you to lend your money, considering the annual inflation and return rates. In addition, you can use the calculator to compute the monthly and annual payments to save a certain amount of money (future value) for retirement, education, etc.

The currently calculated annual payment is the minimal required annual contribution to save 100,000.00 in 15 years based on the 6% annually-compounded discount rate.

The currently calculated monthly payment is the minimal required monthly contribution to save 100,000.00 in 180 months [or 15 years] based on the 0.5% monthly-compounded discount rate.

Example: $1,000.00 in 30 years would buy you as many goods and services, as $411.99 Today considering the annual inflation rate of 3%. Or, $411.99 worth Today as much as $1,000.00 in 30 years considering the annual inflation rate of 3%. In short, the discounted present value or DPV of $1,000.00 in 30 years with the annual inflation rate of 3% is equal to $411.99. This example stands true to understand DPV calculation in any currency.

Foods, Nutrients and Calories

Beef, variety meats and by-products, liver, cooked, pan-fried contain(s) 175.42 calories per 100 grams (≈3.53 ounces) [ price ]

5045 foods that contain Methionine. List of these foods starting with the highest contents of Methionine and the lowest contents of Methionine

Gravels, Substances and Oils

CaribSea, Marine, Aragonite, Seaflor Special Grade Reef Sand weighs 1 361.6 kg/m³ (85.00191 lb/ft³) with specific gravity of 1.3616 relative to pure water. Calculate how much of this gravel is required to attain a specific depth in a cylindrical, quarter cylindrical or in a rectangular shaped aquarium or pond [ weight to volume | volume to weight | price ]

Volume to weight, weight to volume and cost conversions for Refrigerant R-502, liquid (R502) with temperature in the range of -51.12°C (-60.016°F) to 60°C (140°F)

Weights and Measurements

newton per square kilometer is a derived metric measurement unit of pressure applied by force of one newton on a surface of one square kilometer.

Magnetic flux is a scalar quantity that measures the magnetic flux density (induction) through a surface in a magnetic field.